A tiny house without even a single bedroom just hit the market for $330,000 on Long Island — but it’s less of a bargain and more of a dismal benchmark, according to locals and experts.

The 446-square-foot home on Wyona Avenue in Selden is being marketed as a “budget-friendly” and “affordable” option for Long Islanders looking to enter the housing market.

But real-estate experts called the situation is “ridiculous,” while would-be first-time buyers lamented that this is their reality.

“We have a serious affordability issue,” local top Realtor Jacob Simon told The Post.

“This price would be ridiculous in 99% of housing markets in the United States at any point,” he said.

“It is ridiculous for here as well but is unfortunately the reality of how bad the market is for buyers on Long Island,” Simon said, adding that Long Island is the single hottest seller’s market in the country. 

The home hit the market earlier this month at $330,000, meaning a buyer would have to put down more than $65,000 for the typical 20% down payment to get a mortgage of about $2,000 per month.

That amount does not include other typical homeowner costs such as for utilities, upkeep and its roughly $3,750 in annual property taxes, according to the listing’s estimated cost calculator. 

Wannabe first-time homebuyers looking to fulfill their American dream as house owners told The Post it goes to show how they are now grappling with an unachievable nightmare.

“It’s so sad,” said Christina Bolduc, a 28-year-old wife and mother looking to purchase a home with her husband, adding she couldn’t believe her eyes when she saw the listing. 

“Even renting is wild — $3,000 a month for a two-bedroom apartment, and that’s not including utilities, is just diabolical,” she said, noting that her and her husband both have well-paying, stable careers. 

Bolduc isn’t alone in her sentiment.

“This shouldn’t even be called a house,” said Brenda Scott, 27, who has been looking to buy a home with her fiance. 

“It has no bedrooms! This being listed as a home for that price is just ridiculous,” she said.

But the tiny home’s listing agent, Denise Beckman, insisted to People magazine, “With rising rent prices on Long Island, this home has great space for someone to add their touches while building equity instead of making a landlord rich.”

Simon meanwhile offered some hope to those shopping around homes on Long Island, predicting a market correction in the future. 

“I don’t believe buyers are officially ‘doomed,’” he said, pointing to one recent bright spot. 

Simon explained that for years, a major culprit compounding the crisis were billion-dollar corporations flooding the Long Island market to snatch up homes, only to rent them back to the same people they’d just outbid, often at monthly rates that exceeded what a mortgage would have cost.

But that may finally be coming to an end because President Trump signed an executive order in January to stop Wall Street firms from buying up single-family homes, while the US senate just passed a bill last week that limits the amount of single-family homes that an institutional investor can own to 350, Simon said.

Trump also signed two related executive orders this week: one targeting regulatory red tape slowing home construction and another easing mortgage and lending restrictions. 

But his administration has also pushed for lower interest rates, which Simon said there are pros and cons to.

“I do believe that the move banning large corporations from buying single-family residences by the Trump administration was great, but their plan to just lower interest rates to increase affordability is in my opinion just pushing the problem back, which will severely affect our generation of first-time homebuyers in a negative way,” he explained. 

“A real solution needs to be found, and unfortunately, there is no clear one,” Simon said.